I was really excited to read the post about eliminating debt. I have seen the worksheet that she writes about on LDS.org but I've never used it. I am officially slapping myself on the wrist for not following it before now.
Lately, I feel like I am in the humbling period of the cycle. Last year was my year of abundance. Don't get me wrong, I am doing fine but I could be doing better if I was more aware of where my money is spent. I got used to making almost double what I make now while I was in Phoenix and it has been quite an adjustment cutting back the ol' budget and making things work with less money to play. I keep reminding myself that there is a light at the end of the tunnel and the money will (hopefully) be more plentiful when I get out of school and this is a good thing for me to be learning right now. I am much more mindful of the cost of items that I purchase and my ability to afford them when others can't. I hope that I take these lessons with me always and throughout my life.
